Admission to the Master's programme in Banking and Finance (MBF)

You may apply to this Master's programme if you hold, or will have obtained one of the following degrees from a recognised university before this programme starts:

• University Bachelor's degree in Economic Sciences (at least 60 ECTS credit points in the economic core areas Business Administration and Economics and also at least 6 ECTS credit points in Mathematics/Statistics)
• A Bachelor's business degree (similar major) from a recognised university of applied sciences (Fachhochschule) with a minimum average grade (not rounded) of 5.00 Swiss grading system (German/Austria 2.00, Netherlands 7.5) in the degree certificate (at least 90 ECTS credit points in the core areas Business Administration, Economics, Law and Mathematics/Statistics; thereof 45 ECTS credit points in Business Administration).
• Consecutive university Master's degree in another discipline
  Bachelor's and Master's degree programmes must have been completed in the same discipline (consecutively) and amount to at least 270 ECTS credits points together.

Your degree programme will be recognised if the following criteria are fulfilled:

• Your final degree certificate was awarded by a university which is recognised in the country where you attended the course.
• You have completed at least 80% of your course work at a recognised or accredited university.
• You have completed at least half of the course work onsite at the university awarding the degree.
• You fulfil the minimum requirements for admission to the Master's degree programme at your home university.

Detailed information on the recognition of universities, university degrees and country-specific provisions

It is your responsibility to ensure that your command of the language of instruction is sufficient to allow you to complete your studies successfully. Recommended level at the start of the study is at least C1 of the Common European Framework of Reference for Languages (CEFR).

The average grade recorded on your degree certificate is decisive. If you do not have your final degree at the time of application, you must apply with a current transcript.

GMAT or GRE can also be taken in the new online format.

An application can only be made with the following minimum score:
GMAT 680 points (Total Score), GRE revised General Test 162 points (Quantitative Reasoning section).
If your GMAT or GRE score is below the stated minimum score, your application will not be considered in the selection process.

When evaluating GMAT scores the total score is taken into consideration, while for the assessment of GRE scores the Quantitative Reasoning section is decisive. If you have taken the test several times, the test with the best results will be considered.

Test results may not be older than 5 years and must be made available electronically to us by GMAC or ETS before the closing date for applications. Therefore it is important to state the Institution Code of the University of St. Gallen when taking the test. Should you have failed to do so, then instruct GMAC or ETS to provide us with your test results in a timely manner. (institution code GMAT 5RK-QG-07, GRE 7202)

Students with a Bachelor's degree from the University of St. Gallen or another Swiss university (not a Swiss University of Applied Sciences) can choose to, but do not have to, submit their GMAT or GRE test results. The GMAT or GRE scores are compensated by doubling the weighting of the average grade.

Commitments and activities outside of your studies, such as work experience, challenging internships or exchange semesters are only considered if you furnish proof thereof. List all of these activities on your curriculum vitae and upload proof thereof in the extracurricular activities section. The curriculum vitae must be written in English. Use our style template or a CV of your own. Please make sure to include all the information listed in the fact sheet "Curriculum vitae requirements".

Describe in English on no more than three pages why you would like to do the MBF degree course, where and how you carried out any extracurricular activities, international experience and what kind of work experience you already have. A high level of fluency in English is required. Use our style template.

The compulsory "MBF Integration Days" last several days and take place at the beginning of September (calendar week 36).

The MBF Integration Days are an exclusive series of sessions which will prepare you for the MBF programme and include among others an international team building event and several finance and banking related presentations. You can start your Master's degree only once you have successfully completed the MBF Integration Days.

All students must take two language courses (foreign languages) in addition to their Master’s degree course to successfully complete their Master's degree programme. Crediting of internationally recognised language certificates is possible during your Master's studies.

All students must provide evidence of sufficient accounting knowledge to successfully complete their Master's degree programme.

If you have already acquired sufficient knowledge of accounting during your studies, the evidence can be credited during the admission process. If this evidence is missing at the time of admission, the accountancy examination has to be taken at the University of St.Gallen.

Please have the following information and documents ready to upload:

• Digital passport photo
• Signed "General Conditions and Code of Conduct"
• Passport or ID card and, if applicable, a Swiss (permanent) residence permit
• Curriculum vitae in English – Curriculum vitae requirements, style template University St.Gallen
• Supporting documents for extracurricular activities
• Letter of motivation in English – style template 
• GMAT or GRE test (official or unofficial score report)
• Higher education entrance qualification (Swiss Matura, foreign secondary school leaving certificate)
• Degree documents, if available. Otherwise current official transcripts from each university attended (including exchange programmes and transcripts from unfinished degree programmes). The current transcript must show at least 120 ECTS credit points for courses taken so that we can process your application. In the case of double degree programmes or "joint degrees", transcripts from each attended university including explanatory notes on the course programme must be submitted.

If any of the documents are not issued in German, French, Italian or English, you must also submit a certified translation of the document in German or English. Please observe our guidelines "Certified documents and translations".

Only one file can be uploaded per bullet point. You can use online tools such as online2pdf.com to create PDF files or to combine several pages into one PDF file. Make sure the files you send to us are legible so that we can process your application without delay.

Swiss citizens need their Swiss social insurance number (AHV number) for the application. If you do not know your insurance number, please order a duplicate of your insurance certificate from the Swiss Central Compensation Office in good time.

If you apply online before 31 March you have the option to specify an alternative programme in your application. You may choose one of the following programmes: MBI, MiMM, MUG, MAccFin, MEcon, MIL.

Only if in the selection process your application is rejected, will your application be checked again. If all formal admission requirements are fulfilled for the chosen alternative programme, the admission process starts for this alternative programme.

Read up about language of instruction, admission requirements, and the admission process of the chosen alternative programme before you apply.

The Admissions and Crediting Office checks your personal data and your electronically submitted documents. If your application is complete and fulfils the formal admission requirements, it is forwarded to the Admissions Committee.

Please log into your user account regularly to check the status of your application. If we need further information or documents, we will inform you directly via your account’s status overview page.

The Committee evaluates each application consecutively. In general, six to eight weeks after receipt of the complete application you will receive the admission decision.

You will receive the Letter of Admission or the Letter of Rejection in your electronic mailbox (Compass Mailbox). Please find the link to your Compass Mailbox in the Online-Application user account at the top right of your status page. You can access your mailbox using your Online-Application log-in data.

Along with the Letter of Admission you also receive the invoice for the first semester fee and a form to confirm your place on your chosen programme. Your place will be confirmed as soon as we receive your completed confirmation form, and the semester fee invoice amount is credited to our account on time.

By returning the filled in confirmation form you are automatically registered for the MBF Integration Days.

At the beginning of August we will send you more information on course selection (Bidding), the compulsory introductory HSG KickOff Days, as well as the HSG Student Guide and Arrival Guide.

Your admission is conditional until you submit all the necessary documents. If you have to submit original copies of your documents as per the letter of admission, please submit them to the Admissions Office in person no later than the start of the degree programme (calendar week 38). Certified documents can be posted to us in due time. Please do not send any original copies in the post!

As soon as you have presented all the necessary documents, your admission is unconditional. We will send you a confirmation email. Should you not be able to submit the necessary degree documents before the degree programme starts (calendar week 38), we will not be able to admit you.